Discover a better take on business loans

You are an established business owner. Dynamic, flexible and fast — always looking for ways to improve. You’ve come to expect the unexpected, and you know that sometimes you need access to additional funds. How can we help?

Straightforward finance that fits your needs


Business loans up to £350k

We use a simple online application to let you know how much finance you can access


1-24 months term

Designed to suit your needs, a Spotcap business loan is flexible with no early repayment fees


Decision in one working day

Once approved for a business loan, it only takes one working day to get access to the funds

We’re trusted by thousands of businesses

Meet a selection of businesses from across the UK. Whether bubble tea, lighting suppliers, or sporting goods, the one thing they all have in common is that Spotcap has been a key component to their business success.

Our business loans suit many purposes

Boost working capital

Purchase inventory

Buy equipment

Is my business eligible?

See if you’re eligible for a loan in 30 seconds. This quick check won’t affect your credit score.