We empower SMEs with tailored finance, allowing them to focus on what really matters – their business. We are fuelled by a fundamental belief that easy access to financing products is beneficial to business owners.
Today business owners want a quicker, more versatile approach to borrowing. We provide fully unsecured business loans and use technology to make the lending process straightforward and swift. We base our decision on recent business performance rather than business plans and forecasts. This allows us to offer loans without the need for businesses owners to give personal guarantees and take on unnecessary risk.
The Spotcap loan has given thousands of business owners the confidence, security and freedom to achieve the vision for their business. It is available in five markets globally.
Spotcap in numbers
"Spotcap’s business is based around new technology to help meet small business needs more efficiently than traditional lenders (...)"
"Spotcap lends to small and medium-sized companies, offering applicants a loan decision minutes after an algorithm rates their creditworthiness."
"The company uses an innovative credit scoring technology that directly evaluates real-life business data to provide fast and flexible financing."