Spotcap creates opportunities for SMEs

Our unique approach to business lending is making a difference in the UK and globally

Company Profile

The Spotcap story

Spotcap was founded in 2014 with an entrepreneurial spirit and a considerable objective: to empower SMEs with tailored finance, allowing them to focus on what really matters – their business. Combining cutting-edge proprietary technology with an experienced team of credit specialists, we make business finance accessible in a way that’s new and extremely versatile. Our vision became reality when Spotcap launched in 2014. To date we have secured more than GBP 70 million in funding, we operate in five countries, and we’re enabling thousands of businesses to realise their own ambitions. Spotcap employs more than 110 people and is headquartered in Berlin (Germany) with a local presence in Spain, the UK, the Netherlands, Australia and New Zealand.

The Spotcap mission

Empowering SMEs with tailored finance, allowing them to focus on what really matters – their business.

Who is Spotcap serving?

Globally, 95% of businesses are small or medium-sized. They provide employment, drive innovation and underpin economies. Many of them need to borrow in order to grow, but can find it hard to get support from traditional financial institutions. Spotcap, through its unique credit analysis model and straightforward online processes, is meeting the needs of many of these businesses.

Spotcap at a glance

Spotcap is born

2014, Berlin

Spotcap operates in

United Kingdom, Spain, The Netherlands, Australia and New Zealand

Spotcap has raised

EUR 120 Million

Spotcap employs

More than 120 employees

Our Managing Director

MD Niels Turfboer has over 15 years of experience in European banking and business finance, holding senior posts at multiple banks. After time at ABN AMRO and ING, he founded and grew an education business, going on to join MarketInvoice as Head of Investor Development. Today, in addition to leading the revolution in fintech with Spotcap, he is on the advisory board of Fiduciam and Alterest Investment Technologies. Niels has an MBA from IE Business School in Madrid, with a specialisation in strategy and finance at the Leonard N. Stern School of Business, New York University.


Press coverage

"Spotcap, the Rocket Internet-founded fintech startup that operates an online lending platform for small businesses, has beefed up its coffers with €31.5 million in new funding."

"Spotcap, an online lending platform for small businesses, said the number of applicants from Britain had doubled to around 20 percent since the Brexit vote, with many coming from the finance sector."

"Spotcap focuses on small- and mid-sized enterprises. Those businesses often have limited access to credit as they pose more risk to banks and don’t have the track record to prove their ability to repay the funds."

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Press releases

Spotcap Announces the UK’s First Fintech Fellowship Winner

Initiative highlights need for talent and encourages the industry to raise awareness of career opportunities in fintech London, United Kingdom – September 26, 2017 –…

Online Lender Spotcap Grows UK Team

London, United Kingdom – July 25, 2017 – Spotcap UK has announced the appointment of Julian Rayment, senior credit analyst, and Ben Kaye, new business…

Fintech Spotcap Introduces Alternative Finance to Accountants with Unsecured Business Loan Offering

Simple and easy to use, the online partnership programme allows small and large practices to move sourcing of capital for SMEs in-house London, United Kingdom…

Spotcap Announces Fintech Fellowship for Aspiring Graduate Students

Initiative highlights need for talent and encourages the industry to raise awareness of career opportunities in fintech LONDON, UK, April 10, 2017 – At a time…

Online Lender Spotcap Launches in the UK

FinTech company to finance growth opportunities for SMEs following Brexit vote Under embargo until 6am Thursday 3 November 2016, London LONDON, UK, November 3, 2016…

Online lending platform Spotcap raises EUR 31.5M in funding

Finstar Financial Group acquires stake in FinTech company and becomes its major strategic partner Berlin & Moscow, 2nd February 2016 Online lending platform Spotcap successfully…

Online lender Spotcap reaches 500 million euros in 12 months

First assessment of Rocket Internet’s newest fintech company Berlin, 7 October 2015: 12 months, 3 countries, 2 continents, 18 million euros in funding, 20,000 registered…

Online lender Spotcap joins Deutsche Börse’s programme for European growth funding

Rocket Internet’s newest fintech company selected for Deutsche Börse Venture Network Berlin, August 4, 2015 – Online lending platform Spotcap announced today that it has…

Press materials

Press Kit

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