We understand. You want to get back to business.

Three simple steps to apply. One working day to be approved.

How To Apply


Personal Information

Tell us about yourself and
your business

Personal Information

Your name
Date of birth
Contact information

Business Information

Your business name
Company number

Finance Needs

Tell us about your current needs.
How much would you like to borrow?


Required Documents

Share files manually or connect your accounting
software for automatic upload

VAT Returns

Your VAT returns for the last five quarters

Financial Statements

Your most recent annual accounts

If these are still being drafted please send us your annual accounts for the previous year. If your company is managed by a holding company, please provide us with the company’s most recent financial statements.

Debtor Ledger

Debtor ledger required if you are using invoice finance.


Bank Account Information

Provide your business
bank account details

Bank Statements

For a loan from £50k up to £250k please provide 6-12 months bank statements. These should be uploaded in CSV or PDF format.

Screenshot of your Business Bank Account

This should include your account details and closing balance

How long is the application process?

Our team of credit experts will take a close look at your financial profile and be in touch within one working day. We know you’ve got work to do and want to help you get back to business as soon as possible. If your application is approved, the funds will be available immediately.

Do you need help with the application process? Get in touch and one of our team will guide you through the process.

Frequently asked questions

Here's further information about Spotcap financing