Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK. For further information click here.

Is Spotcap a fit for your business?

Below you can check whether your company meets our criteria

The successful applicant checklist


UK business operating for more than 3 years


Minimum annual turnover of £500k


Well-established, profitable business


Consistent revenue over the last 12 months

Check if your business is a fit

Was your turnover at least £500k last year?

Have you been in business for 3 years or more?

Do you have a UK business bank account?

Are you a profitable business with consistent revenue over the last 12 months?

Privacy and security

When submitting your application, we ask you to upload, among other things, your business transaction files. We also ask for your VAT returns for the past four to five quarters and a screenshot of your business bank account. The data from these files is essential for us to perform an accurate credit analysis. We are aware that these files may contain sensitive and/or confidential information. This is why we treat your data with the utmost confidentiality and never harm the privacy or security of you or your company.

Why choose Spotcap?

We are swift, service-minded and offer a very competitive price. You submit your application online using a simple three-step process and will hear from us in one working day. If you have any questions our client services team is on hand to help. They can be reached on 0203 308 9188, so you can focus on what matters – your business.

Frequently asked questions

Here’s further information about Spotcap business loans