Spotcap is a multi-market online lender. A lot of businesses find securing the right finance too complicated and too time-consuming. Spotcap offers an alternative. Using technology and that human touch we provide established business with access to swift and straightforward business loans up to £350k.
What we do
The Spotcap loan application can be completed on our website or by working together with a financial adviser, broker or accountant. We do traditional underwriting, but use technology to do it faster and smoother. This and our ability to predict future performance, allows us to offer a transparent and competitively priced product.
Why we do it
Why offer funding to established businesses? There are 5.7 million small and mid-sized private companies in the UK. Empowering them is our reason for being. Our loans give them the freedom to make the most of opportunities, and the peace of mind to focus on their vision.
Spotcap in numbers
Founded in 2014
£350m+ credit lines approved
10,000+ loans taken
£85m+ capital raised
Meet our Senior Team
Managing Director UK & NL
Niels has over 20 years of experience working in financial services. After time at ABN Amro and ING, he founded and grew an education business. Niels obtained an MBA at the IE Business School in Madrid and specialised in Strategy & Finance at the NYU Stern School of Business in New York.
Head of Communication, PR & Content
Eva manages internal and external communications at Spotcap. She worked previously for communications consultancy Greentarget and has also managed the constituency office of Sandra White, Member of the Scottish Parliament. Eva volunteers for several charities and loves the outdoors.
Head of Sales
Kevin had built an extensive partner network for Spotcap in the Netherlands before helping launch its UK operations. He currently manages the partnership and sales support team, while developing strategic partnerships to support the company's sustainable growth.
How Bleach London Went From One Sink to Wholesaler
We wouldn’t have been able to have the wholesale business if we couldn’t have raised money,” says Campbell. “Manufacturers won’t speak to you unless you order a lot of stock. We have done really well to have this business without capital investment and we wouldn’t have been able to do that without Spotcap.
Why a UK Eyewear Company Partnered with a Controversial Instagram Star
When you’re a small business it’s not always obvious where the money’s going to come from for simple things like stock, and turning away customers just feels wrong. Traditional financing opportunities are slow and not reactive, whereas we needed flexibility.
We looked at traditional lenders but it proved so time-consuming and expensive to service their constant requests that we decided to pursue other options,” he says. I was recommended Spotcap by a firm of accountants. They took a look at our accounts and just over a week later we had everything we’d requested. It was that simple. I was extremely impressed.