Flexible and accessible business finance
Don’t waste time with unnecessary forms and meetings.
For any purpose
Flexible, controllable funding, tailored to your needs.
Competitive rates and charges, with no hidden costs.
Peace of mind
Your application is processed promptly, rigorously and securely.
How it works
Do I qualify for a Spotcap UK business loan?
We use a unique, proprietary credit algorithm which gives us deep insight into the financial condition of a business. This enables us to make quick, sound decisions when offering loans.
Understanding your funding options
We’re trusted by thousands of businesses worldwide
Learn what users of Spotcap loans have to say about dealing with us
* These are genuine reviews from Spotcap customers in the Netherlands and Australia.
"Spotcap’s business is based around new technology to help meet small business needs more efficiently than traditional lenders (...)"
"Spotcap lends to small and medium-sized companies, offering applicants a loan decision minutes after an algorithm rates their creditworthiness."
"The company uses an innovative credit scoring technology that directly evaluates real-life business data to provide fast and flexible financing."