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A quick decision
Receive a decision in one working day.
For any purpose
Flexible funding tailored to your needs.
Competitive rates with no hidden costs.
Regulated by the Financial Conduct Authority.
We’re trusted by thousands of businesses
Meet some of our clients from across the UK. Whether bubble tea, lighting suppliers, or sporting goods, the one thing they all have in common is that Spotcap has been a key component to their business success.
The future looks bright
"Spotcap’s business is based around new technology to help meet small business needs more efficiently than traditional lenders (...)"
"Spotcap lends to small and medium-sized companies, offering applicants a loan decision minutes after an algorithm rates their creditworthiness."
"The company uses an innovative credit scoring technology that directly evaluates real-life business data to provide fast and flexible financing."