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Don’t waste time with unnecessary forms and meetings.
For any purpose
Flexible, controllable funding, tailored to your needs.
Competitive rates and charges, with no hidden costs.
Authorised and regulated by the Financial Conduct Authority.
We’re trusted by thousands of businesses
Meet a selection of businesses from across the UK. Whether bubble tea, lighting suppliers, or sporting goods, the one thing they all have in common is that Spotcap has been a key component to their business success.
The future looks bright
"Spotcap’s business is based around new technology to help meet small business needs more efficiently than traditional lenders (...)"
"Spotcap lends to small and medium-sized companies, offering applicants a loan decision minutes after an algorithm rates their creditworthiness."
"The company uses an innovative credit scoring technology that directly evaluates real-life business data to provide fast and flexible financing."