Our unique approach to business lending is making a difference

Our Mission

Spotcap was founded with an in-depth knowledge of financial services, an entrepreneurial spirit and a clear objective: to deliver fast, fair and flexible business loans to our customers from our own balance-sheet, so that they can focus on what matters most –– running their business.

Every new idea begins with a problem. Ours was simple: Imagine the owners of an eyewear company with plans to expand. They have the opportunity, the team, the vision — but they’re missing the finance.

That’s where we come in.

However big or small our customers’ vision, we are here to help and provide them with financing that is simple, accessible and swift.  How do we do it? Our proprietary risk analysis algorithm assesses the applicant’s business data, while we focus on providing outstanding service. By bringing together machine learning and a personal approach, we have proven ourselves to be a dependable partner for business success.

Our vision for the future? To push the boundaries of our industry by empowering businesses with our unsecured loans. By doing this, we aim to make all finance accessible and focused on the customer’s business story.

That’s our take on better business loans.

Spotcap In Numbers

2014 Founded

1000+ Customers

500+ Active Partners

£90 Million Raised Globally

£25m UK Credit Line Run Rate


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