Partner with Spotcap

We partner with hundreds of introducers including commercial finance brokers, financial advisors, corporate partners and accountants

Why work with Spotcap?

Introduce your clients to fast and flexible funding

Unsecured credit lines up to £300,000

Decisions in 24 hours

High quality service

No guarantees required

"It was slick and quick and a credit line for £100,000 was set up within 24 hours."

"Spotcap provided three key differentiators: no director’s guarantee, competitive pricing and a simple, straightforward user experience."

Steve Green
Director, Clear Asset Finance

How it works

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Register as a partner

Signing up takes less than 5 minutes and gives you access to a personal dashboard where you can submit and track applications.
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Submit an application in minutes

Apply online on behalf of your client or refer your client to complete the application in as little as 15 minutes.
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We assess the application

We usually make a decision within 24 hours. We will let you know as soon as possible if we need additional information.
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Receive an offer for your client

We’ll send you a proposal via email including origination fee and monthly interest rate.
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Your client accepts

Your client can choose when to draw down. The credit line then converts into a term loan with funds immediately available.

Our criteria

Which of your clients can we help?

Geography based in the UK company

Trading for at least 24 months

No bankruptcies or CCJs

Annual turnover of at least £250k

Profitable and growing business

What's different about a Spotcap business loan?

Fully unsecured with no guarantees needed

We work with businesses from a range of sectors

Co-financing opportunities available

Straightforward online application

Dedicated account manager

Partner with Spotcap

Please leave us your details and we'll be in touch very soon

FAQS

  • What makes Spotcap different from other lenders?

    We provide finance to businesses that traditionally would have gone to their bank for a loan. Today these firms want a quicker, more versatile approach to borrowing, which we provide through an online application and a fast yet robust approach to credit analysis and loan approval. Our rigorous solution gives us the confidence to offer unsecured loans.
  • How much can a business borrow?

    The amount a business can borrow is based on their turnover, our assessment of their financial condition and how much they request. Our unsecured lines of credit and business loans start at £10k and can go up to £300k.
  • Does a loan need to be linked to a specific business purpose?

    We understand that firms need access to working capital for many different reasons, and that commercial circumstances can sometimes change quickly. Once a business loan is approved, it’s the choice of the business how it makes use of those funds.
  • How quickly can a business access its business loan?

    Because the application process is online, and much of it involves only uploading financial reports, an application can be completed in around fifteen minutes. If approved, notification is given within one working day, from which point the funds are available to draw down.
  • Do I have to complete all loan applications for my clients?

    As a partner, you are given access to our proprietary Partner Dashboard. From here you can apply on behalf of your clients and monitor the application progress. However, you can also direct your clients to apply online for themselves.
  • Who can I speak to if I have more questions?

    Our Customer Service team wants to help you. Give them a call on 020 330 89 188, or email [email protected] The team is available every business day between 9:00am and 6:00pm.