Making business loans easier for your clients

Partnering with Spotcap allows you to provide a better service to your clients. Introduce them to a new, versatile approach to getting the finance they need for growth

What is Spotcap?

Spotcap is able to make robust credit decisions and offer flexible credit lines for SMEs up to £250k within 24 hours. By becoming a Spotcap partner you can help your clients to secure funding and grow their businesses.

Online applications, fast responses

Flexible, versatile, unique financial solutions

Competitive interest rates and fees

Excellent advice and support

How the partner programme works?

Register to be accredited

Begin by completing the online application form. We’ll respond promptly, with details on how we can work best with you and your clients.

Submit client applications

Exclusive access to our partner portal allows you, or your clients, to upload a business loan application in as little as fifteen minutes

Ongoing advice and support

We help you to answer your clients’ questions by giving you access to our team of business finance experts.

Why should I become a Spotcap partner?

Hundreds of accountants and other professionals have become accredited partners with Spotcap. Here’s why:

No unnecessary paperwork

We understand that time is money. Our online business loan application process can be completed in just fifteen minutes.

Competitively priced loans

Your clients only pay for what they borrow, at competitive interest rates, with no early repayment fees.

Satisfied clients

Partnering with Spotcap helps your clients access flexible business loans that can be tailored to their specific needs.

Prompt decisions

Our unique credit analysis algorithm allows us to make a swift, robust assessment of the health of your client’s business and its creditworthiness.

Proprietary Partner Portal

Stay informed as you monitor your clients’ business loan applications on our user-friendly dashboard.

Great advice, every time

Don’t waste time on inappropriate business finance. Our consultants will guide you towards the right outcomes for your clients.

Partner with Spotcap

Leave us your details and a Spotcap Specialist will be in touch very soon

Got questions about Spotcap?

  • What makes Spotcap different from other lenders?

    We provide finance to businesses that traditionally would have gone to their bank for a loan. Today these firms want a quicker, more versatile approach to borrowing, which we provide through an online application and a fast yet robust approach to credit analysis and loan approval. Our rigorous solution gives us the confidence to offer unsecured loans.
  • How much can a business borrow?

    The amount a business can borrow is based on their turnover, our assessment of their financial condition and how much they request. Our unsecured lines of credit and business loans start at £10k and can go up to £250k.
  • Does a loan need to be linked to a specific business purpose?

    We understand that firms need access to working capital for many different reasons, and that commercial circumstances can sometimes change quickly. Once a business loan is approved, it’s the choice of the business how it makes use of those funds.
  • How quickly can a business access its business loan?

    Because the application process is online, and much of it involves only uploading financial reports, an application can be completed in around fifteen minutes. If approved, notification is given within one working day, from which point the funds are available to draw down.
  • Do I have to complete all loan applications for my clients?

    As a partner, you are given access to our proprietary Partner Dashboard. From here you can apply on behalf of your clients and monitor the application progress. However, you can also direct your clients to apply online for themselves.
  • Who can I speak to if I have more questions?

    Our Customer Service team wants to help you. Give them a call on 020 330 89 188, or email [email protected] The team is available every business day between 9:00am and 6:00pm.

"Spotcap’s business is based around new technology to help meet small business needs more efficiently than traditional lenders (...)"

“Spotcap lends to small and medium-sized companies, offering applicants a loan decision minutes after an algorithm rates their creditworthiness.”

"The company uses an innovative credit scoring technology that directly evaluates real-life business data to provide fast and flexible financing."