What do we offer?
Partner with Spotcap
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“Spotcap are fantastic to work with. Our clients' loan requests are always handled in a professional manner with excellent response times. Their documentation is easy for the client to action and they just make the whole process seem effortless. We look forward to further developing our business relationship with them during 2020, exciting opportunities lie ahead.”
Andrew Wise, Managing Director, Thames Valley Asset Finance
Does my client qualify?
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Frequently asked questions
What makes Spotcap different from other lenders?
At Spotcap, we provide unsecured business loans for a duration of up to 24 months. Compared to other lenders, we offer loans without a personal guarantee as well as with a full or partial personal guarantee. For group structures we will also accept a corporate guarantee. Our customer service is second to none and we will provide a credit decision within one working day once the loan application is completed.
How much can a business borrow?
The amount a business can borrow is based on their turnover, our assessment of their financial condition and how much they request. Our unsecured lines of credit and business loans start at £50k and can go up to £350k.
Does a loan need to be linked to a specific business purpose?
We understand that firms need access to working capital for many different reasons, and that commercial circumstances can sometimes change quickly. Once a business loan is approved, it’s the choice of the business how it makes use of those funds.
How fast can a business draw down the loan?
The online application process can be completed in around fifteen minutes. If approved, notification is given within one working day, from which point the funds are available to draw down.
Do I have to complete every application for my client?
As a partner, you are given access to our proprietary Partner Portal. From here you can apply on behalf of your clients and monitor the application progress. However, you can also refer your clients and they can apply themselves.
Who can I speak to if I have more questions?
Our team is always happy to help. Give them a call on 020 330 89 188, or email firstname.lastname@example.org. We are available Monday to Friday from 9am to 6 pm.