Why Work With Spotcap?
Introduce your clients to fast and flexible funding
“Spotcap is really on the ball-extremely responsive and helpful”
Director at Cashflow Bridge
How It Works
Business Loan Calculator
We offer fully unsecured business loans up to £300k for your clients
Straight-forward Unsecured Business Finance
Partner With Spotcap
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Frequently Asked Questions
What makes Spotcap different from other lenders?We provide finance to businesses that traditionally would have gone to their bank for a loan. Today these firms want a quicker, more versatile approach to borrowing, which we provide through an online application and a fast yet robust approach to credit analysis and loan approval. Our rigorous solution gives us the confidence to offer unsecured loans.
How much can a business borrow?The amount a business can borrow is based on their turnover, our assessment of their financial condition and how much they request. Our unsecured lines of credit and business loans start at £10k and can go up to £300k.
Does a loan need to be linked to a specific business purpose?We understand that firms need access to working capital for many different reasons, and that commercial circumstances can sometimes change quickly. Once a business loan is approved, it’s the choice of the business how it makes use of those funds.
How quickly can a business access its business loan?Because the application process is online, and much of it involves only uploading financial reports, an application can be completed in around fifteen minutes. If approved, notification is given within one working day, from which point the funds are available to draw down.
Do I have to complete all loan applications for my clients?As a partner, you are given access to our proprietary Partner Dashboard. From here you can apply on behalf of your clients and monitor the application progress. However, you can also direct your clients to apply online for themselves.
Who can I speak to if I have more questions?Our Customer Service team wants to help you. Give them a call on 020 330 89 188, or email firstname.lastname@example.org. The team is available every business day between 9:00am and 6:00pm.