Unsecured business loans up to £250k

We help businesses reach their potential with unsecured finance.

Unsecured business loans up to £250k

We help businesses reach their potential with unsecured finance.

Our product at a glance

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Unsecured loans up to £250k

Tell us about your funding needs in our easy-to-use application form or speak to one of our relationship managers.
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Outstanding Service

You will receive a decision within one working day. If approved, a credit line will be issued for up to 24 months.
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Competitive pricing

Our loans are competitively priced. There are no fees until you make a withdrawal and no fees for early repayments.

What is an unsecured business loan?

An unsecured—as opposed to secured—loan does not require collateral such as property or high-value assets to act as a guarantee. In other words, it is a type of financial arrangement well-suited for businesses lacking tangible assets. Want to know more before you dive in? Have a look at our beginner's guide on unsecured lending.

Why should I choose an unsecured business loan?

Many businesses turn to external financing for growth and unsecured loans are a solution that works well for a wide range of businesses and a wide range of reasons. Add to that a quicker application process than with a secured loan and you can understand why it is an appealing option for many. Learn more from a client’s success story.

How can you use an unsecured business loan?

You can use our product for different purposes, both short- and long-term.

Short-term

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Manage cash flow

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Bridge receivables

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Finance inventory

Long-term

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Purchase equipment

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Renovate your location

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Invest in staff

We're trusted by thousands of companies

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"Even with a unique product, it can be challenging for a small- or medium-sized business to set itself apart. Eyewear company Kirk & Kirk has come up with an unusual solution."

Kirk&Kirk

How do I get an unsecured business loan?

Do you have a positive revenue trend and a healthy net profit margin? If so, you could be a good candidate for an unsecured business loan. Lenders take on extra risk with unsecured financing which is why they carefully look for specific characteristics when evaluating a business. Find out what puts you in a winning position to get approved.

How it works

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Tell us about your business

Answer a few questions and provide some financial information about your business.
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We review your application

Our team of credit experts will review your application and we’ll be in touch with a decision within one working day.
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Accept your offer

Once your application is approved, you can review and accept the offer. Your funds will be available in one or two working days.

We're here to help if you need us

Call Liam

Sales Support Manager
Mon-Fri from 9 am to 6 pm

Repayment calculator

More information about our pricing

£9,054

Monthly repayment

£14,951

Interest

£9,168

Total
  • Amount
    £125,000
  • Duration
    9 months
PeriodPrincipal amountInterest amountOutstanding amount
For illustrative purposes only. The example shown above is based on 1.4% average monthly interest rate and 2.0% arrangement fee. The APR (annual percentage rate) is 22.80%, which includes both interest and fee. The total payable amount is . This amount consists of principle, interest and fee. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.

Knowledge hub

  • Who uses an unsecured loan?

    Is fast time to funding and no risk to your assets priorities? Then unsecured finance could be right for you. It proved a fit for Martin Aerospace, a manufacturer of parts for Boeing and Airbus engines. Read their story here.
  • What business loan types are available?

    There are more business loan types available than ever thanks to the many niche lenders that have entered the market in recent years. The many choices are welcome but also mean businesses have a tougher time finding what is right for them. To help get you started, we explored the differences when it comes to submitting an application, risk, pricing, and duration of secured and unsecured loans.
  • What documents are needed for an unsecured business loan?

    The application process for an unsecured loan is known for being faster and more straightforward than for a secured loan, in some cases taking just one working day. To understand requirements and what lenders are looking for in successful applicants, have a look at our list of required documents.
  • Common phrases explained

    CCJs, debentures, and EBIDTA. What do they mean and how are they related to business finance? We explain common phrases and terms you are likely to come across when looking for unsecured finance.
  • Useful online business finance resources

    In recent years the number of finance options has dramatically increased with more niche products on the market. For business owners, it can be overwhelming. We have pulled together some of the best online resources for business finance.
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