Flexibility is at the heart of our business loans for women

Discover the effective solution to finding the right finance for your business needs. We offer versatile loans of up to £150,000.

Apply online

Don’t waste time with unnecessary forms and meetings.

For any purpose

Flexible, controllable funding, tailored to your specific needs.

Maximise ROI

Competitive rates and charges, with no hidden costs.

Peace of mind

Your application is processed promptly, rigorously and securely.

Business loans for female entrepreneurs in the UK

Women have proven themselves to be business savvy, bringing creativity and flair to many commercial sectors. In fact women can tackle all facets of small business including balancing the books and working with limited resources.

As a female business owner, there will be times when you need additional finance. This could be to fund expansion, buy new equipment or just to boost working capital when cash flow is tight. With extra funding available you can keep your business moving forward.

Your options for finance will depend on the industry you’re in and how you will use the loan.What’s important is that the loan is easy to access and flexible. This is what Spotcap offers female entrepreneurs.

Business loans for female entrepreneurs in the UK

Women have proven themselves to be business savvy, bringing creativity and flair to many commercial sectors. In fact women can tackle all facets of small business including balancing the books and working with limited resources.

As a female business owner, there will be times when you need additional finance. This could be to fund expansion, buy new equipment or just to boost working capital when cash flow is tight. With extra funding available you can keep your business moving forward.

Your options for finance will depend on the industry you’re in and how you will use the loan.What’s important is that the loan is easy to access and flexible. This is what Spotcap offers female entrepreneurs.

How does Spotcap finance help female entrepreneurs?

All aspects of our online business loans have been designed to minimise the impact on your busy schedule. The application process is completed online, removing the need for meetings, unnecessary travel and preparation.

Once approved, you’re given access to a line of credit up to a specified limit. Should your circumstances change and you no longer need to borrow funds, there is nothing to pay but the funds are available, if you need them.

If you do choose to draw down some or all of the funds, a business loan is created. It’s usually repayable monthly, over 12 to 15 months. Should you repay in advance, there is no early repayment fee. The process is designed to be convenient and accessible.

How can unsecured finance support female entrepreneurs?

Don’t allow a lack of working capital to hold you back. Here’s how a Spotcap business loan can help you to:

  • Deliver a PR campaign

    It’s important to establish your brand in the minds of customers, influencers and the media. A business loan can help you invest in this valuable aspect of marketing.

  • Equip your team

    Whether they need new skills or new equipment, a Spotcap loan can provide the short-term finance you need to boost productivity in your business.

  • Upgrade your facilities

    A business loan can help you create a fresh, smart working environment that makes a huge difference to business performance and delivers a positive impression to customers.

  • Meet your payroll commitments

    When a major customer pays late, it can put your payroll at risk. Having a flexible credit line arrangement in place offers protection and peace of mind.

  • Pay your tax bill on time

    VAT and Corporation Tax bills can put significant pressure on your bank balance. Where an overdraft isn’t available or desirable, a Spotcap loan could be the solution.

Key facts about our tailored business loans for women entrepreneurs in the UK

Loan amount

We help businesses by lending amounts between £10k and £150k.

Loan terms

Our loans begin as a line of credit. You withdraw when you need, as you need. These become loans, usually repayable over 7 to 15 months.

Criteria to qualify

Our basic eligibility requirements are: your business must turnover at least £250k, be UK based with a UK business bank account, and be operating for at least 12 months.

Interest rates

Our business loan calculator can help you estimated interest costs and monthly repayments. The rate on your loan will be assessed on marketing conditions and your recent business performance.

Business loan repayment calculator

  • Amount
    £ 100,000
  • Time
    12 months

£9,168

Monthly Repayment

For illustrative purposes only. The example shown above is based on 1.5% average monthly interest rate and 2.0% arrangement fee. The APR (annual percentage rate) is 24.2%, which includes both interest and fee. The total payable amount is . This amount consists of principle, interest and fee. 
We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.

Monthly Repayment

  • Amount
    £
  • Time
    12 months
For illustrative purposes only. The example shown above is based on 1.5% average monthly interest rate and 2.0% arrangement fee. The APR (annual percentage rate) is 24.2%, which includes both interest and fee. The total payable amount is . This amount consists of principle, interest and fee. 
We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.

How to apply for your small business loan?

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Sign up

We need basic personal and business information to initiate the application process.

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Complete the application

To finish your online application, upload bank statement and financial reports. Or you could link your accounting software.

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Get approval

Once approved for a business loan, it will take only one working day to get access to the funds.