Business Finance Knowledge Centre

Successful business owners understand that finance can impact profits and performance. Stay up-to-date with our guides, best practice examples and small business tips.

Open Banking – Can It Help Small Businesses Save Time and Money?

Open Banking is now live. For those businesses not sure what it means and what impact it might have, we sat down with Stephen Whelan,…

NACFB Gala Dinner: A Night to Celebrate and Speculate

As a successful year comes to a close, Spotcap made sure we wouldn’t miss the opportunity to celebrate our achievements and those of the industry…

5 Steps to Plan Business Growth Like a Pro

Growing your business is exciting. You and your team strive to reach this stage with hard work and determination. But even if you’re happy with…

When should I get a working capital loan for my business?

Small and medium-sized businesses (SMEs) often encounter difficulties when having to cover day-to-day expenses suddenly. Reasons for this can be manifold – customers not paying…

Spotcap Fintech Fellowship winner

And The Winner Is…

Ladies and gentlemen, allow us to introduce Mohammed Hussan – the winner of the UK’s first fintech fellowship. Mohammed is a recent graduate from Durham…

Staying on top of client needs – key questions for brokers answered

There has been an explosion of new lending products over the last few years. Basic ones, such as traditional bank loans, shouldn’t be disregarded, but…

How Will Expedia Impact Financial Services?

Sites like Expedia and Booking.com have transformed the travel industry; can comparison sites do the same for financial services? By now we are all familiar with travel comparison sites…

What Does the Snap Election Mean for SMEs?

Labour? Conservative? Lib Dem? How small businesses vote is key for any election and the stakes are particularly high this go around. With just a…

Q&As from Accountex 2017

6,500 accountants, hundreds of exhibitors and a Tesla. Accountex 2017 was as always the event of the year for UK accountants. Here are some of…

The Future Looks Bright

One of our accountancy firm partners recently applied on behalf of his clients, an industry leader in automated lighting, for a loan with Spotcap. They…

A Recipe for Success

  Bodged up bhajis? Failed falafel? Tainted tiramisu? Don’t blame the worker, try the tools. The answer is a complete kitchen overhaul.   Working with…

Financing Frappuccinos and Felines

Fish and chips, bangers and mash, coffee and cats, for some there is nothing strange about any of those pairings, for those people a trip…

Accountant Helps Century Old Law Firm

Accountants are increasingly supporting their clients with financial advice. This growth has opened up the door to more relationships between alternative finance lenders and accountants….

New Partnerships, New Business

  Trusted partnerships are a cornerstone of our business and we spend a lot of time speaking to accountants, brokers and financial advisers to fully…

Looking Beyond The Surface

Who? Accountancy firm Where? Birmingham How much? £200k What for? Bridging receivables One of our accountancy firm partners recently applied on behalf of his client…

Spotcap Leads Way In Multi-Lender Deal

Who? Cashflow Bridge & Fischer D’Alton Business Focus? Construction investment How Much? £300,000 What For? Create national construction group “When it finally happened, it was…

Spotcap Client Spotlight

In It To Win It

Who? Gaming equipment provider Where? South East England How much? £250,000 What for? Bridging receivables Quiz machines, pool tables and jukeboxes – can you imagine…

Helping Brokers Help Their Clients

Who? Claratus Commercial Finance Business Focus? Online retailer How much? £250,000 What for? Purchasing additional stock This week, we are excited to highlight our invaluable…

Spotcap Announces the UK’s First Fintech Fellowship Winner

Initiative highlights need for talent and encourages the industry to raise awareness of career opportunities in fintech London, United Kingdom – September 26, 2017 –…

Online Lender Spotcap Grows UK Team

London, United Kingdom – July 25, 2017 – Spotcap UK has announced the appointment of Julian Rayment, senior credit analyst, and Ben Kaye, new business…

Fintech Spotcap Introduces Alternative Finance to Accountants with Unsecured Business Loan Offering

Simple and easy to use, the online partnership programme allows small and large practices to move sourcing of capital for SMEs in-house London, United Kingdom…

Spotcap Announces Fintech Fellowship for Aspiring Graduate Students

Initiative highlights need for talent and encourages the industry to raise awareness of career opportunities in fintech LONDON, UK, April 10, 2017 – At a time…

Online Lender Spotcap Launches in the UK

FinTech company to finance growth opportunities for SMEs following Brexit vote Under embargo until 6am Thursday 3 November 2016, London LONDON, UK, November 3, 2016…

Online lending platform Spotcap raises EUR 31.5M in funding

Finstar Financial Group acquires stake in FinTech company and becomes its major strategic partner Berlin & Moscow, 2nd February 2016 Online lending platform Spotcap successfully…

Online lender Spotcap reaches 500 million euros in 12 months

First assessment of Rocket Internet’s newest fintech company Berlin, 7 October 2015: 12 months, 3 countries, 2 continents, 18 million euros in funding, 20,000 registered…

Online lender Spotcap joins Deutsche Börse’s programme for European growth funding

Rocket Internet’s newest fintech company selected for Deutsche Börse Venture Network Berlin, August 4, 2015 – Online lending platform Spotcap announced today that it has…