Read more about How to Apply.
How does Spotcap work at a glance?
How can finance from Spotcap help
Our customers use their Spotcap business loans for a variety of purposes.
We’re here to help growing businesses access flexible finance.
Do I qualify for a business loan?
We focus on your recent business performance, assessing the financial health of your business through a unique combination of sophisticated algorithms and specialist assessment. To qualify for a business loan, you need to meet our criteria below.
"Spotcap’s business is based around new technology to help meet small business needs more efficiently than traditional lenders (...)"
“Spotcap lends to small and medium-sized companies, offering applicants a loan decision minutes after an algorithm rates their creditworthiness.”
"The company uses an innovative credit scoring technology that directly evaluates real-life business data to provide fast and flexible financing."