Important notice

Please note: Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK.


Spotcap’s current clients are still able to log into their dashboard as usual.


For further information and how to contact us click here.

Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK. For further information click here.

Dental practice finance up to £350k

With short-term funding, you can focus on your patients, while we take care of the financing.

Suitable for well-established businesses

Dedicated team of underwriting experts

Decision in one working day

No early repayment fees

Apply now
Get a loan estimate
Apply now

Suited to well-established businesses

Dedicated team of underwriting experts

Decision in one working day

No early repayment fees

Get started

Please note: Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK.

Spotcap’s current clients are still able to log into their dashboard as usual.

For further information and how to contact us click here.

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If you would like to continue, please fill in your e-mail address and enter a password. Completing the application could take as little as 15 minutes and you will receive a decision within one working day. An application is non-committal.

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Short-term funding to boost your dental practice

Running a successful dental practice is a delicate balance between meeting the needs of patients and keeping a close eye on finances. Pressure on your working capital could be coming from any direction, such as operational costs, paying your staff or upgrading to better technology. Finding the finance for everything can get difficult.

A short-term loan can help. By quickly providing you with the necessary funds, the Spotcap loan allows you to cover all of these expenses without the need to compromise on quality or timing.

How would a Spotcap loan work for your business?

A Spotcap business loan offers a flexible and straightforward solution tailored to dental practice owners. We use innovative technology and expert underwriters to make a decision within one working day based on recent business performance.

Once your application is approved, you’re given access to a line of credit. It’s up to you if you would like to withdraw funds within your one-month commitment period. Each withdrawal becomes a loan that’s repayable between 1-24 months.

A better take on business loans

Up to £350k of funding

Pay interest only on what you use

Straightforward paperless application

Funds available within one working day

Apply now
Get a loan estimate

Payment calculator

£9,054

Monthly repayment

£14,951

Interest

£9,168

Total
Apply Now
  • Amount
    £125,000
  • Duration
    9 months
Apply Now
For illustrative purposes only. The example shown above is based on 1.4% average monthly interest rate and 3% arrangement fee. The APR (annual percentage rate) is 22.80%, which includes both interest and fee. The total payable amount is . This amount consists of principle, interest and fee. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.

We’re trusted by thousands of businesses

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Far less painful than having a tooth taken out.

Read Paddington Dental's story
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Reasons to apply for dental practice financing

It’s your business, so you choose how to use the funds. Our loans suit many purposes.

  • Protect your cash flow from seasonality

    Footfall can fluctuate throughout the year, but business expenses don’t pause. A Spotcap loan can help alleviate the pressure of bridging receivables during these slower periods.

  • Upgrade your equipment

    Your practice strives to bring the best to its patients, and for that you need the right gear. With extra financing, you won’t have to compromise your choice of equipment or materials.

  • Refurbish your premises

    Planning to bring a fresh new look to your practice? A Spotcap loan can help you invest in refurbishing without the need to cut back on other expenses.

  • Invest in your staff

    Whether it’s recruiting a highly sought-after specialist, or nurturing the staff you already have with additional training, Spotcap financing can help you bring a smile not just to your customers, but also to your team.

The successful applicant checklist

What we look for in applications

UK business operating longer than 5 years (min. 3 years)

Annual turnover of £1 million (min. £500k)

Well-established, profitable business

Consistent revenue over the last 6 months

How to apply for your business loan

An online application can be completed in as little as 15 minutes

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Tell us about your business

Answer a few questions and provide some financial information about your business.
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We review your application

Our team of credit experts will review your application and we’ll be in touch with a decision within one working day.
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Accept your offer

Once your application is approved, your funds will be available within one working day.
Apply now
Get a loan estimate

We're here to help

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Learn more about the product

Email us Spotcap Client Services

[email protected]
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Get help with your application

Call Liam Sales Support Manager

0203 308 9188

How to apply

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Tell us about your business

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Receive a decision within one working day

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Accept your offer and receive your funds

Apply now

The successful applicant checklist

UK business operating longer than 5 years (min. 3 years)

Annual turnover of £1 million (min. £500k)

Well-established, profitable business

Consistent revenue over the last 6 months

Apply now

Business loan calculator

£9,054

Monthly repayment

£14,951

Interest

£9,168

Total
Apply Now
  • Amount
    £125,000
  • Duration
    9 months
Apply Now
For illustrative purposes only. The example shown above is based on 1.4% average monthly interest rate and 3% arrangement fee. The APR (annual percentage rate) is 22.80%, which includes both interest and fee. The total payable amount is . This amount consists of principle, interest and fee. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.
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