Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK. For further information click here.

Spotcap cookie policy



This website uses cookies. We use cookies to personalise content, provide social media features and analyse our traffic. We share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services.

What are cookies?


Cookies are small text files that can be used by websites to improve a user’s experience. Used by most modern websites, cookies make a site slicker and more interactive. Cookies are used for a variety of functions – for example, to remember your user ID, or the contents of your virtual shopping cart. They also help in tailoring content and advertisements to you, ensuring you see the most relevant ads.

How do we use cookies?


We use cookies to provide you with the best possible browsing experience. It lets us tailor our content and improve your time on our site. This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages. The data transmitted by you when using our website is anonymised and we do not identify you nor do the services of third parties that we use.

What types of cookie are there and which ones do we use?


We use five types of cookies: necessary, preferences, statistics, marketing and unclassified.

  • Necessary – Necessary cookies are the basic cookies a website needs to function properly.
  • Preferences – Preference cookies allow a site to remember your preferences, like language.
  • Statistics – Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.
  • Marketing – Marketing cookies are used to track visitors and to display ads that are relevant and engaging for the user.
  • Unclassified – Unclassified cookies are cookies that we are in the process of classifying.