Important notice

Please note: Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK.


Spotcap’s current clients are still able to log into their dashboard as usual.


For further information and how to contact us click here.

Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK. For further information click here.

Business loans for manufacturers up to £350k

Sudden opportunities or seasonal lows in demand — a manufacturing loan can help you prepare for any situation.

Suitable for well-established businesses

Dedicated team of underwriting experts

Decision in one working day

No early repayment fees

Apply now
Get a loan estimate
Apply now

Suited to well-established businesses

Dedicated team of underwriting experts

Decision in one working day

No early repayment fees

Get started

Please note: Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK.

Spotcap’s current clients are still able to log into their dashboard as usual.

For further information and how to contact us click here.

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If you would like to continue, please fill in your e-mail address and enter a password. Completing the application could take as little as 15 minutes and you will receive a decision within one working day. An application is non-committal.

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How can short-term financing help manufacturers?

Manufacturing businesses are at the heart of our economy, leveraging a strong UK tradition of engineering excellence. There is huge diversity in the types and sizes of manufacturing businesses, but what they all have in common is the need to be competitive if they are to accomplish their goals.

Staying competitive means investing to scale up, or better still, stay ahead. New technologies such as 3D printing, advanced materials, and virtual reality can’t be ignored. This is where short-term financing can help.

How does a Spotcap loan work?

A Spotcap loan offers a flexible and straightforward solution. We use innovative technology and expert underwriters to make a swift decision based on recent business performance.

Once your application is approved, you’re given access to a line of credit. It’s up to you if you would like to withdraw funds within your one-month commitment period. Each withdrawal becomes a loan that’s repayable between 1-24 months.

Find financing that fits your needs

Up to £350k of funding

Pay interest only on what you use

Straightforward paperless application

Funds available within one working day

Apply now
Get a loan estimate

Payment calculator

£9,054

Monthly repayment

£14,951

Interest

£9,168

Total
Apply Now
  • Amount
    £125,000
  • Duration
    9 months
Apply Now
For illustrative purposes only. The example shown above is based on 1.4% average monthly interest rate and 3% arrangement fee. The APR (annual percentage rate) is 22.80%, which includes both interest and fee. The total payable amount is . This amount consists of principle, interest and fee. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.

We’re trusted by thousands of businesses

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The application and speed of decision making were fantastic and allowed us to focus on operations and day to day management rather than fire-fighting a difficult cash position.

Read Martin Aerospace Story
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Benefit from Spotcap's short-term manufacturing finance

It’s your business, so you choose how to use the funds. Our loans suit many purposes.

  • Invest in streamlining production

    There are costs to be saved in your business through process improvement. A loan from us could finance the expertise you need to discover and take advantage of these hidden opportunities.

  • Develop new markets

    The products you make could be suited to markets you don’t currently serve, both in the UK and overseas. An injection of finance could help you find and market to potential new customers.

  • Invest in research and development

    A Spotcap loan can help you unlock innovation and creativity within your business. With the right financing, you can develop new products and challenge competition.

  • Increase team productivity

    Equipping your team with new skills can be a great way to sharpen your business for future success. Our flexible approach to manufacturing finance can help you fund the necessary education.

The successful applicant checklist

What we look for in applications

UK business operating longer than 5 years (min. 3 years)

Annual turnover of £1 million (min. £500k)

Well-established, profitable business

Consistent revenue over the last 6 months

How to apply for a manufacturing business loan

An online application can be completed in as little as 15 minutes

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Tell us about your business

Answer a few questions and provide some financial information about your business.
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We review your application

Our team of credit experts will review your application and we’ll be in touch with a decision within one working day.
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Accept your offer

Once your application is approved, your funds will be available within one working day.
Apply now
Get a loan estimate

We're here to help

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Learn more about the product

Email us Spotcap Client Services

[email protected]
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Get help with your application

Call Liam Sales Support Manager

0203 308 9188

How to apply

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Tell us about your business

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Receive a decision within one working day

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Accept your offer and receive your funds

Apply now

The successful applicant checklist

UK business operating longer than 5 years (min. 3 years)

Annual turnover of £1 million (min. £500k)

Well-established, profitable business

Consistent revenue over the last 6 months

Apply now

Business loan calculator

£9,054

Monthly repayment

£14,951

Interest

£9,168

Total
Apply Now
  • Amount
    £125,000
  • Duration
    9 months
Apply Now
For illustrative purposes only. The example shown above is based on 1.4% average monthly interest rate and 3% arrangement fee. The APR (annual percentage rate) is 22.80%, which includes both interest and fee. The total payable amount is . This amount consists of principle, interest and fee. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.
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