Practice finance for professionals in the UK
Benefit from our flexible business loan solution that adapts to your needs. Ideal for solicitors, accountants and other professionals.
Apply online
Don’t waste time with unnecessary forms and meetings.
For any purpose
Flexible, controllable funding, tailored to your specific needs.
Maximise ROI
Competitive rates and charges, with no hidden costs.
Peace of mind
Your application is processed promptly, rigorously and securely.
The versatile finance solution for professional practices
The modern professional practice of solicitors or accountants offers clients an increasingly diverse range of services and solutions. The success of a practice is founded on specialist knowledge, excellent business practice and a firm grip on its finances.
The pace of change for professionals continues to increase, requiring ongoing investment in order to remain competitive. New technology, new ways of working and changing customer expectations all put pressure on firms to keep up.
Professional practices looking to finance change have traditionally turned to major banks. But commercial lending is also moving on, and new, more flexible sources and forms of finance are emerging.

The versatile finance solution for professional practices
The modern professional practice of solicitors or accountants offers clients an increasingly diverse range of services and solutions. The success of a practice is founded on specialist knowledge, excellent business practice and a firm grip on its finances.
The pace of change for professionals continues to increase, requiring ongoing investment in order to remain competitive. New technology, new ways of working and changing customer expectations all put pressure on firms to keep up.
Professional practices looking to finance change have traditionally turned to major banks. But commercial lending is also moving on, and new, more flexible sources and forms of finance are emerging.
How can Spotcap unsecured finance benefit my professional practice?
Our loans can be put to work for any business purpose. Ways that you might use your loan include:

How can Spotcap practice finance work in your firm?
As new forms of commercial finance emerge, professional practices are looking for the right funding solution for their specific needs. The best solutions are tailored to the requirements of the business, rather than those of the loan provider.
This is where a Spotcap loan can give your business what it needs. We offer a line of credit that gives you the flexibility to draw down, and pay interest on, only the amount you need. The drawdown becomes a loan repayable over 7 to 15 months.
Our loans are unsecured. We can do this because our proprietary credit assessment algorithm analyses your business data. In conjunction with our expert underwriters, it assesses the credit risk of your business, based on recent performance.
What you need to know about a Spotcap loan for your professional practice
Our loans are a versatile finance solution for professional practices across the UK
Business loan repayment calculator
£9,340
Monthly Repayment
Monthly Repayment
£9,168
How to apply for your small business loan
Sign up
We need basic personal and business information to initiate the application process.
Complete the application
To complete your online application, upload your bank statements and submit your financial reports, either by uploading them or linking your accounting software.
Get approval
Once approved for a business loan, it will take only one working day to get access to the funds.