Important notice

Please note: Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK.


Spotcap’s current clients are still able to log into their dashboard as usual.


For further information and how to contact us click here.

Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK. For further information click here.

Business loans up to £350k for professional services firms

The professional services sector is highly competitive and financially demanding. A short-term loan can help you balance expenses and attract more business.

Suitable for well-established businesses

Dedicated team of underwriting experts

Decision in one working day

No early repayment fees

Apply now
Get a loan estimate
Apply now

Suited to well-established businesses

Dedicated team of underwriting experts

Decision in one working day

No early repayment fees

Get started

Please note: Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK.

Spotcap’s current clients are still able to log into their dashboard as usual.

For further information and how to contact us click here.

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completed

If you would like to continue, please fill in your e-mail address and enter a password. Completing the application could take as little as 15 minutes and you will receive a decision within one working day. An application is non-committal.

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Short-term funding to boost your professional services firm

The pace of change in the sector continues to increase, requiring firms to commit to ongoing investments to remain competitive. New technology, new ways of working and changing customer expectations all put pressure on businesses to keep up.

A short-term business loan solution can help. By quickly providing you with the finance you need, a Spotcap loan can fund the investments that will keep you at the cutting edge of your niche.

How would a Spotcap loan work for your business?

Our financing offers a short-term flexible solution. We use innovative technology and expert underwriters to make a swift decision based on recent business performance.

Once your application is approved, you’re given access to a line of credit. It is your choice if you would like to withdraw funds within your one-month commitment period. Each withdrawal becomes a loan that’s usually repayable between 1-24 months.

A better take on business loans

Up to £350k of funding

Pay interest only on what you use

Straightforward paperless application

Funds available within one working day

Apply now
Get a loan estimate

Payment calculator

£9,054

Monthly repayment

£14,951

Interest

£9,168

Total
Apply Now
  • Amount
    £125,000
  • Duration
    9 months
Apply Now
For illustrative purposes only. The example shown above is based on 1.4% average monthly interest rate and 3% arrangement fee. The APR (annual percentage rate) is 22.80%, which includes both interest and fee. The total payable amount is . This amount consists of principle, interest and fee. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.

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Excellent service - quick, simple and easy to understand.

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Reasons to apply for professional services financing

It’s your business, so you choose how to use the funds. Our loans suit many purposes.

  • Boost your working capital

    The unexpected can’t be predicted, but it’s good to know where you can turn when you need a loan at short notice. Our prompt, online application process can give you fast access to funds.

  • Finance a merger

    When two firms merge, there are often additional costs to cover. A Spotcap loan can provide the extra capital required to accommodate unforeseen expenses.

  • Refurbish your offices

    A business loan can supply the funds you need to smarten up your offices. By creating a more professional environment, you can boost staff productivity and client numbers.

  • Increase team productivity

    Equipping your team with new skills can be a great way to sharpen your business for future success. Our flexible approach to professional services loans can help you fund the necessary education.

The successful applicant checklist

What we look for in applications

UK business operating longer than 5 years (min. 3 years)

Annual turnover of £1 million (min. £500k)

Well-established, profitable business

Consistent revenue over the last 6 months

How to apply for your business loan

An online application can be completed in as little as 15 minutes

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Tell us about your business

Answer a few questions and provide some financial information about your business.
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We review your application

Our team of credit experts will review your application and we’ll be in touch with a decision within one working day.
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Accept your offer

Once your application is approved, your funds will be available within one working day.
Apply now
Get a loan estimate

We're here to help

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Learn more about the product

Email us Spotcap Client Services

[email protected]
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Get help with your application

Call Liam Sales Support Manager

0203 308 9188

How to apply

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Tell us about your business

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Receive a decision within one working day

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Accept your offer and receive your funds

Apply now

The successful applicant checklist

UK business operating longer than 5 years (min. 3 years)

Annual turnover of £1 million (min. £500k)

Well-established, profitable business

Consistent revenue over the last 6 months

Apply now

Business loan calculator

£9,054

Monthly repayment

£14,951

Interest

£9,168

Total
Apply Now
  • Amount
    £125,000
  • Duration
    9 months
Apply Now
For illustrative purposes only. The example shown above is based on 1.4% average monthly interest rate and 3% arrangement fee. The APR (annual percentage rate) is 22.80%, which includes both interest and fee. The total payable amount is . This amount consists of principle, interest and fee. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.
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