Let our tax bill finance protect your cashflow
Whether it’s a VAT bill, Corporation Tax or some other major cost, our loan can provide funds of up to £150k.

Apply online
Don’t waste time with unnecessary forms and meetings.
For any purpose
Flexible, controllable funding, tailored to your specific needs.
Maximise ROI
Competitive rates and charges, with no hidden costs.
Peace of mind
Your application is processed promptly, rigorously and securely.
What is finance for your tax or VAT bill?
Tax bills can present a real challenge to businesses, even those that plan ahead. VAT and other tax bills can come in higher than expected, putting pressure on cashflow.
Even when the tax bill amount isn’t a surprise, there may not be enough working capital available to pay it. However, it’s important to pay a tax bill on time to avoid HMRC late payment penalties, which are significant.
This is why businesses take out tax bill loans, to provide the capital needed to meet all their obligations. Loans for VAT and other tax bills help to spread the cost over time, helping firms to stay in control of cashflow.

What is finance for your tax or VAT bill?
Tax bills can present a real challenge to businesses, even those that plan ahead. VAT and other tax bills can come in higher than expected, putting pressure on cashflow.
Even when the tax bill amount isn’t a surprise, there may not be enough working capital available to pay it. However, it’s important to pay a tax bill on time to avoid HMRC late payment penalties, which are significant.
This is why businesses take out tax bill loans, to provide the capital needed to meet all their obligations. Loans for VAT and other tax bills help to spread the cost over time, helping firms to stay in control of cashflow.
How can a Spotcap loan assist with paying my tax bill?
Paying a tax bill usually requires you to have access to a substantial level of working capital. A Spotcap loan can provide that capital at a time when it’s not available within the business. Our loan helps you to spread the tax bill burden.
Many tax bill loan providers require security before releasing funds. Spotcap doesn’t, because of our unique approach to assessing the financial condition of your business.
We use a proprietary credit analysis algorithm, overseen by our underwriting experts, to give us an assessment of your business based on recent performance. From this, we can approve a flexible, unsecured business loan.
How can a Spotcap loan meet your need for tax bill finance?
When you’re faced with a VAT or Corporation Tax bill, benefit from our unique and versatile approach to business finance. Use funds from us to:
Tax bill loans - what you need to know
Our business loans help firms to overcome a wide range of short-term finance issues
Business loan repayment calculator
£9,340
Monthly Repayment
Monthly Repayment
£9,168
How to apply for your VAT bill loan
Sign up
Initiate our online application by giving us some basic personal and business information.
Complete the application
Upload your bank statements and financial reports to complete the process. An alternative is to link your accounting system.
Get approval
Having been approved, access to your business loan is within one working day.