Important notice

Please note: Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK.


Spotcap’s current clients are still able to log into their dashboard as usual.


For further information and how to contact us click here.

Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK. For further information click here.

Direct lending for SMEs

Unsecured short term business loans from £50.000 to £350.000

Check if I qualify
Trustpilot

You are an established business owner. Dynamic, flexible and fast — always looking for ways to improve. You’ve come to expect the unexpected, and you know that sometimes you need access to additional funds. How can we help?

Straightforward finance that fits your needs

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Business loans up to £350k

We use a simple online application to let you know how much finance you can access

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1-24 months term

Designed to suit your needs, a Spotcap business loan is flexible with no early repayment fees

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Decision in one working day

Once approved for a business loan, it only takes one working day to get access to the funds

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Excellent service - quick, simple and easy to understand.

Karen and Jason Kirk

Kirk & Kirk founders
Watch Karen's & Jason's Story
Trustpilot

Direct lending that suits many purposes

Boost working capital

Purchase inventory

Buy equipment

get a loan estimate now

Is my business eligible?

See if you’re eligible for a loan in 30 seconds. This quick check won’t affect your credit score.

Get started

Please note: Due to the Coronavirus outbreak, Spotcap is currently not assessing new loan applications in the UK.

Spotcap’s current clients are still able to log into their dashboard as usual.

For further information and how to contact us click here.

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